Bankruptcy Alternatives

Finding the Right Debt Relief Solution

One of the responsibilities of any bankruptcy lawyer is doing everything possible to find the right debt relief solution for the client. In many cases, bankruptcy is not the answer and it is my job to help you find an alternative solution that will help you meet your goals. There is a lot at stake in these situations and you have to be sure to choose the option that is right for you.

At the Law Office of Jennifer Casey, in The Woodlands, Texas, you can count on me to give you all the information you need to choose the debt relief solution that best fits your circumstances. I am an experienced bankruptcy attorney and I have helped people throughout the Houston metro area to obtain relief from excessive debt.

Bankruptcy Alternatives

Loan Modification: If a homeowner is at risk of foreclosure, a loan workout can give them the opportunity to rework their mortgages to terms that better fit their financial situation.

Debt Consolidation: A consolidation loan can be a good alternative to bankruptcy. It can allow you to borrow enough money to pay off all your bills and possibly get a better interest rate in the process.

Debt Negotiation: In some cases it is possible to negotiate a better rate and payment plan with certain creditors like credit card companies and others.

Credit Counseling: In some cases all a client may need is the advice of a qualified credit counselor who can help you achieve your goals without filing bankruptcy.

Have only one spouse file for bankruptcy: Depending on whose name is on the loans, one spouse can file for bankruptcy instead of both of you. In this way it is possible to protect the assets that were signed for by only the non-filing spouse.

CALL FOR A FREE PERSONAL BANKRUPTCY CONSULTATION

Contact my office today to discuss possible bankruptcy alternatives. I am available during regular business hours and by appointment at other times. You can reach me at 281-528-1948 or via email.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.